One Loan.
One Payment.
One Clear Path Forward.
OakbrookOne is designed to help you simplify your finances. We can settle multiple debts directly with your creditors and combine them into one manageable monthly repayment.
✔ One monthly repayment
✔ One monthly repayment
✔ One central view of your borrowing
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Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
How it works
Apply
See if you’re eligible without impacting your credit score
Get your quote
See your personalised rate
We repay your debts
We settle selected debts directly for you (where eligible)
Why choose OakbrookOne?
Traditional loans often leave it up to you to repay your debts manually. OakbrookOne is different — we settle selected debts directly for you, where eligible.
✔ Customers who used OakbrookOne reduced their monthly repayments by an average of £110*
✔ Hundreds of people already supported
✔ Over 2,000 debts settled
✔ One clear plan. One view of your borrowing. Less to juggle.
Why choose OakbrookOne?
Traditional loans often leave it up to you to repay your debts manually. OakbrookOne is different — we settle selected debts directly for you, where eligible.
✔ Customers who used OakbrookOne reduced their monthly repayments by an average of £110*
✔ Hundreds of people already supported
✔ Over 2,000 debts settled
✔ One clear plan. One view of your borrowing. Less to juggle.
Things to consider before taking out a debt consolidation loan
- Check your existing credit commitments. Identify which ones make sense to combine into a new loan.
- Look at the individual interest rates on all your debts. If they are higher than what you are offered on a new loan, consolidating your debts may make sense.
- When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
Ready to simplify your repayments?
Check if you're eligible for OakbrookOne. It takes minutes and won’t impact your credit score.
*Individual results may vary. Based on internal lending data October 2024 – April 2025.
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Frequently asked questions
No we don't. What you see is what you get with an Oakbrook Loans, there’s nothing hidden – ever!
Yes you can. Overpay as much as you want to as many times as you like with no penalties and reduce the overall cost of your Oakbrook Loan.
Any additional payments to your loan will be applied to your account straight away and reduce the balance. This will reduce your overall interest, but your monthly repayment amount will remain the same. To make an extra payment or partial settlement please login to your account.
You can change your regular payment date in your online account. This will slightly change the interest that you are charged in the month the payment is moved. If your new repayment date is earlier than your scheduled repayment date, then the interest will reduce. If the new repayment date is later then it will increase.