Personal loans made to fit your life
- Loans up to £15,000
- Decision in minutes
- No fees
(with no impact on your credit score)
Rated 4.8 out of 5
Get your personalised quote
Use our calculator to see illustrative rates. After that, check your eligibility to get a customised rate, without any impact on your credit score.
£
months
Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
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Representative APR
24.9%
Representative example
Borrowing £10,000 over 48 months at Representative 24.9% APR and interest rate 24.9% p.a (fixed) with monthly repayments of £317.64 and a total amount payable of £15,246.76. This example is for illustration purposes only. The rate and term you are offered is dependent on your individual circumstance. Rates from 19.9% APR to maximum 34.9% APR. Loan terms for 12 – 60 months.
When consolidating your existing borrowing, you may extend the term of your debt and increase the total amount you repay.
How it works
1. We run a soft credit check
Just to see what you're eligible for — with no impact on your credit score.
2. Get a personalised offer
Based on your financial profile.
3. Apply when you're ready
Get your money fast if approved. During busy times, it may take up to 5 working days.
Rated 4.8 out of 5
Why choose Oakbrook?
Loans designed for your life
- Borrow from £1,000 to £20,000
- Fixed monthly payments that fit your budget
- No upfront or arrangement fees
- Supportive, jargon-free experience from start to finish
Loans shouldn’t be hard work
We make sure it’s affordable for you
Applying for a loan can be daunting. We ensure that you qualify for the loan before we give you the funds.
Checking doesn’t impact your credit score
You can see if you are eligible for the loan and have the decision in minutes; it will have no impact on your credit score.
No hidden fees
A loan from Oakbrook is transparent; what you see is what you get.
You’re in control with an online account
You can control your money 24/7 using your online account to manage your loan.
Frequently asked questions
How long after applying will I receive my loan?
Upon approval, we will try to pay your money into your bank account as soon as possible. However, during busy periods this could take up to 5 working days.
Can I make overpayments on my loan?
Yes you can. Overpay as much as you want to as many times as you like with no penalties and reduce the overall cost of your Oakbrook Loan.
Do you charge any fees?
No we don't. What you see is what you get with an Oakbrook Loans, there’s nothing hidden – ever!
News and updates
February Half-Term Costs: 7 Smart Planning Tips to Avoid Financial Strain
February half term costs can quickly rise for UK families. Discover practical ways to manage february half term costs, control school holiday spending, and plan ahead without financial pressure.
February Half-Term Costs: 7 Smart Planning Tips to Avoid Financial Strain
February half term costs can quickly rise for UK families. Discover practical ways to manage february half term costs, control school holiday spending, and plan ahead without financial pressure.
Are wedding loans a good idea: pros and cons
Planning your dream wedding is exciting, but the costs can add up quickly. With the average UK wedding reaching £20,775 in 2024 as reported by London-based wedding planner, Bride book effective budgeting is crucial. Oakbrook Loans can help you finance your wedding with a loan, but there are other things you can consider too. Let’s take a look.
